IQI | FC TEAM
DSR
SavedSign In
by geekrumahkk

DSR & Loan Eligibility Calculator

Estimate your debt-service ratio and the maximum home loan you can service. We then surface the listings you pre-qualify for at our default loan terms.

Your Numbers

Take-home pay after EPF, SOCSO, and tax.

Credit cards (5% of outstanding), car loans, PTPTN, existing mortgages, personal loans, etc.

Results

Your DSR
—
Max DSR allowed
—
Income < RM 4,000 → 60%
Max affordable installment
RM 0.00
per month
Max loan eligibility — Residential
RM 0.00
4% p.a., 35-year tenure, 90% margin of finance
Max loan eligibility — Commercial / Industrial
RM 0.00
4% p.a., 30-year tenure, 85% margin of finance
This DSR calculation and loan eligibility estimate is approximate and for guidance only. Final loan eligibility is subject to bank approval and individual credit assessment.

Pre-Qualified Listings 0 matched

Enter your income above to see pre-qualified listings.